Benefit Administrators and Consultants
Your business is very specific; your errors & omissions coverage should be as well. The Programs Division of Brown & Brown of California, Inc. offers an errors & omissions program written through Fireman’s Fund Insurance Company with your specific professional services in mind.
Specialized coverage, competitive pricing, and the financial security of an admitted carrier* rated A XV (Excellent) by A.M. Best are just a few of the many great reasons to place your coverage with us. In addition we offer:
- A broad range of limits up to $5 million – Defense outside (Defense costs do not erode your limits)
- Deductibles options –
- Damages Only (deductibles don’t apply to defense costs…no damages = no deductible)
- Damages & Defense (keeps premium lower, but deductible goes to defense costs as well)
- Supplementary payments for additional expenses up to $500 a day
- Optional coverages so that the policy can be tailored to your needs
Covered Professional Services Include:
- Pension Administration & Consulting
- Health & Welfare Administration & Consulting
- Pension Actuarial Services & Consulting
- Life & Health Insurance Sales & Servicing
- Financial Services/Products including
- Mutual Funds and Variable Products
- Stocks and Bonds
- RIA activities
- Third Party Administration Services including
- Notary Public
- Expert Witness
- Claims Audit Services
- Claims processing for Flex-Spending Accounts
- Independent Contractors Covered
* admitted in all states except Louisiana (non-admitted on Fireman’s Fund of Ohio paper)